Top 5 Financial Tips for Gen Z in the US

Budget Smart

[{"selector":"#anim-0acfe630-0a7e-43b9-ad33-572073dc90af","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4e1d27e1-d568-4a6e-a5eb-ef973f04ea06","keyframes":{"transform":["translate3d(0px, 234.72213%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5bfb9dc1-925b-419d-a345-56f5e889e103","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f70f97fc-b285-4216-8ec0-58150e636b0c","keyframes":{"transform":["translate3d(0px, 586.34926%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0c4da14f-443b-48d8-a462-b79706c8d9fb [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Track your income and expenses. Apps like Mint or YNAB make budgeting easy.

Build an Emergency Fund

[{"selector":"#anim-da99bf98-51ce-4528-9a51-69d3620df814 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-749114f0-dc8c-4e20-b38a-10716b5c39da","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4e4a206b-2d57-464b-980b-b3d901c8b332","keyframes":{"transform":["translate3d(0px, 372.03695%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-87705ed0-6506-44f6-9598-08aa26235e20","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1d5cf78b-1f9c-40a9-83d7-27416d4aad55","keyframes":{"transform":["translate3d(0px, 231.11107%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Save at least 3–6 months of expenses. It’s your safety net for unexpected events.

Start Investing Early

[{"selector":"#anim-d199ff48-68fc-44e9-a913-95822b8642b6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f6c44c46-7b14-4a59-aba6-d1f6ab66787a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-55fda6d9-c69d-4ee2-87b2-22fa69914eb3","keyframes":{"transform":["translate3d(0px, 589.20636%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0be3f4d-b066-464a-a73d-b9da5af28c10","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-41a6224e-d3ae-48db-810f-6930e6ba9bce","keyframes":{"transform":["translate3d(0px, 231.11107%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Time grows your wealth. Even small investments can multiply long-term.

Manage Debt Wisely

[{"selector":"#anim-eaf3a017-ef0d-44c3-8a56-9c95e17d153f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-35fe7c6e-a670-4b0b-9612-d8ea2e881dee","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-75327a65-b97e-407c-bcd6-754e4989824b","keyframes":{"transform":["translate3d(0px, 589.20636%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6c253e3f-8be5-4dad-9717-517eac35340b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b50ff070-495c-4581-ae41-8af179a20357","keyframes":{"transform":["translate3d(0px, 231.11107%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Avoid high-interest credit cards. Pay loans on time to keep your credit score strong.

Learn About Financial Literacy

[{"selector":"#anim-709063c8-951b-4a97-a205-fb80e7e049e0 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-a47b496b-e9e5-45d8-869c-bac8e8ffaaae","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-53019b55-f37a-49d0-89ce-3bcd5ab106a2","keyframes":{"transform":["translate3d(0px, 280.59479%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d5d7823d-3ac6-4b0d-a093-d2b8b8b4a7dc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-730a4ddc-fd2e-4b28-8320-a12b04da568d","keyframes":{"transform":["translate3d(0px, 300.58466%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Follow finance blogs, podcasts, or YouTube. Knowledge is the best money tool for Gen Z.